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Bills Pay Collection System

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Bills Pay Collection System

Client: Standard Charted Bank

Dynamically target high-payoff intellectual capital for customized technologies. Objectively integrate emerging core competencies before process-centric communities. Dramatically evisculate holistic innovation rather than client-centric data.


Standard Chartered Bank




Banking Applications, Web





Product Information

This system is a dual control system for automated deposits and bills payment through ATMs. Machine-generated transaction log will be imported to the system and reconciled with physical cash and cheque.


The system takes the input of all the cheques, which are waiting to be cleared, through scanning the images of the cheques and the MICR (Magnetic Ink Character Recognition) Line.  Bank’s Core Banking and Clearing Process verify all the inputted cheques for validation and risk marks. After verifications, all the details of those cheques will be synchronized with the Central Bank’s Cheque Clearing System which is known as the Bangladesh Automated Cheque Processing System (BACPS). BACPS will acknowledge which are honored and which are dishonored. After the acknowledgment, the Central bank will balance the fund transfer exchange between the cheque drawer and drawee banks.

Attractive Features

  • No physical cheque movement, only the cheque image movement.
  • Duel control system.
  • Clearing Charge Realization.
  • Management Information, Reports Generation.
  • SMS service in Cheque Returns.


Java Web based Solution/J2EE, SQL Server DB

Representatives Clients

Standard Charted Bank

Number of Installation/Clients: 01

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