Binimoy IDTP IMMS
A Master Payment Gateway for Interoperable Digital Transactions
Overview
01
- The Binimoy IDTP IMMS (Interfacing, Management & Monitoring System) by Advanced Software Development (ASD) is a centralized processing and settlement platform for interoperable electronic payments in Bangladesh.
02
- It connects banks, mobile financial services (MFS), payment service providers (PSPs), utility companies, government entities, and e-commerce merchants into a unified ecosystem.
03
- Designed as a Master Payment Gateway, it ensures scalability, compliance, and transparency while supporting high-volume, real-time digital payment settlements.
Key Features
- Participant Interfacing Module (PIM)– Seamless integration with Banks, MFS, PSPs, and utilities.
- Configuration, Management & Monitoring Module– Centralized control and participant management.
- Reporting & Logging Module– Audit-ready reporting and complete transaction visibility.
- Core Banking System Interfacing– Secure CBS connectivity through APIs and MQ.
- Microservice-Based Architecture– Ensures scalability, performance, and easier change management.
- Load Balancing & Parallel ProcessingHandles large TPS efficiently.
- Fraud Prevention– Configurable rules, thresholds, and real-time alerts.
Benefits
Seamless Interoperability
Connects banks, PSPs, MFS, utilities, and merchants under one platform.
High Performance
Parallel processing and load balancing support large-scale TPS.
Fraud Detection & Alerts
Rules-based monitoring with notifications for suspicious activity.
Scalable & Future-Ready
Horizontal scaling with microservices for national adoption.
Transparency & Reporting
Real-time dashboards, audit logs, and compliance reporting.
Highlights
- Real-time processing & settlement.
- Multi-channel interoperability.
- Fraud monitoring and scam prevention.
- Regulatory reporting & compliance support.
- Centralized monitoring dashboard.
- Outward Clearing
- Inward Clearing
- Positive Pay Automation
- OCR and Dynamic Report Engine
- House Transfer Cheque Processing
Technology Stack
Client Success Story
Standard Chartered Bank
“Standard Chartered Bank has implemented ASD’s Binimoy IDTP IMMS platform for secure interoperable digital transaction processing. The system has enabled seamless integration with financial networks, supported large transaction volumes, and provided real-time monitoring. We are highly satisfied with the solution’s performance and ASD’s responsive support team.”
Frequently asked Questions
Q1: What is IDTP IMMS used for?
It is a central gateway for interoperable digital transactions connecting Banks, MFS, PSPs, utilities, and merchants.
Q2: Can it handle high transaction volumes?
Yes, with microservices, load balancing, and parallel processing, it supports large-scale TPS.
Q3: How does it ensure security? Q3: How does it ensure security?
It applies role-based access, fraud monitoring rules, alerts, and full audit logs.
Q4: Can it integrate with Core Banking Systems?
Yes, via secure API and MQ interfaces.
Q5: Does it support scalability?
Yes, it is designed for horizontal expansion with minimal downtime.
