Loan Management System (LMS)
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PRODUCT OVERVIEW
Loan Management System (LMS)
Client: City Bank
The Loan Management System (LMS) is an end-to-end solution for automating loan origination, disbursement, repayment tracking, and reporting. It streamlines the entire lifecycle of loan processing, starting from customer onboarding to final settlement. The system supports various loan types such as personal loans, SME loans, home loans, and corporate loans. It ensures compliance, enhances decision-making with credit scoring tools, and improves customer experience.
Client:
City Bank
Year:
2021
Category:
Banking Applications, Web
Location:
Dhaka
ROI:
60%
Product Information
Modules:
Customer Onboarding & Loan Origination
Credit Risk & Scoring Engine
Loan Approval Workflow
Disbursement Management
EMI Scheduling and Collection
Delinquency & NPA Tracking
Closure & Settlement Module
Regulatory Reporting
Features:
Supports multi-loan types and interest structures
Rule-based approval workflow with audit trails
Dynamic loan calculator and amortization engine
SMS & email notification for payment alerts
Overdue handling and penalty auto-calculation
Built-in credit scoring integration
Highly configurable product setup (tenure, rate, repayment modes)
Role-based access with dashboard & analytics
Real-time updates with core banking and external systems
Platform:
ASP.NET Core, Angular, Microsoft SQL Server 2019, Redis Cache, Web API
