Auto Bills Pay System
A Complete End-to-End Recurring Bill Payment Solution
Overview
01
- The Auto Bills Pay System (ABP) by Advanced Software Development (ASD) is a secure and automated platform for recurring utility, subscription, and service payments.
02
- It enables customers to seamlessly pay electricity, gas, water, telecom, ISP, insurance, education fees, hospital subscriptions, and club memberships directly from their accounts or credit cards.
03
- By leveraging auto-debit instructions, ABP eliminates queues, reduces manual work, and ensures timely payments with full audit trails.


Key Features
- Customer EnrollmentCustomers authorize auto-debit for bill payments from accounts or cards.
- Automated Bill ChargingSystem charges bills automatically on due dates.
- Merchant Integration Supports utilities, ISPs, insurance, education, and more.
- Dynamic File Generation Produces transaction files in merchant-specific formats.



- Transaction LoggingMaintains complete subscriber and merchant records.
- Retry MechanismRetries up to 3 times (5 times on public holidays).
- Dual ControlEnsures secure authorization and oversight.
Benefits

Convenience
Customers avoid queues for recurring bill payments.

Efficiency
Merchants receive automated bulk collections and reporting.

Accuracy & Reliability
Automated retries ensure high success rates.

Security
Dual control and role-based access reduce fraud risks.

Flexibility
Dynamic setup supports multiple biller categories.
Highlights
- Utility bill payment (DPDC, DESCO, TITAS, WASA, etc.).
- Insurance premium & education fee collection.
- ISP, club, and hospital subscription integration.
- Mobile postpaid recurring bill payments.
- Merchant transaction files with full details.
- Utility bill payment (DPDC, DESCO, TITAS, WASA, etc.).
- Insurance premium & education fee collection.
- ISP, club, and hospital subscription integration.
- Mobile postpaid recurring bill payments.
- Merchant transaction files with full details.
Technology Stack













































Client Success Story
Brac Bank Limited
“Brac Bank Limited has successfully implemented ASD’s Auto Bills Pay System to simplify recurring utility and subscription payments for our customers. The platform has automated complex billing cycles, reduced manual interventions, and provided customers with a seamless experience. With robust retry mechanisms and secure dual control features, the system has significantly improved efficiency and reliability in our operations. We are very satisfied with ASD’s professionalism, timely delivery, and continuous support.”

Standard Chartered Bank
“Standard Chartered Bank implemented ASD’s Auto Bills Pay System to offer automated recurring payment services to our clients. The solution has enhanced our ability to manage utility and subscription payments, reduced manual workloads, and improved accuracy. With its flexibility and secure architecture, ABP has become a key part of our digital banking initiatives. We appreciate ASD’s innovation, domain expertise, and strong support services.”

Frequently asked Questions
Q1: What types of bills can ABP process?
Utilities, telecom, insurance, education, ISP, hospital, club, and postpaid mobile bills.
Q2: How does the retry mechanism work?
The system retries payments 3 times, and up to 5 times if the due date falls on a public holiday.
Q3: Can merchants define their file formats?
Yes, ABP generates transaction files in customizable formats per merchant requirements.
Q4: How secure is ABP?
It includes dual control, role-based access, and encrypted processes for maximum security.
Q5: Can customers self-enroll?
Yes, customers can authorize auto-debit directly from accounts or cards.