Certificate Automation System – CertMagic
A Secure & Automated Platform for Customer Certificate Issuance
Overview
01
- The Certificate Automation System by Advanced Software Development (ASD) is designed to automate the generation and issuance of customer certificates such as balance, mortgage, loan, solvency, and bond certificates.
02
- The system retrieves customer data directly from the Core Banking System (CBS), ensuring accuracy, integrity, and real-time updates.
03
- With unique reference numbers, barcodes, and dual-control editing, the system minimizes human dependency, reduces turnaround time, and enhances customer satisfaction.
Key Features
- Template-Based GenerationAdmins can predefine templates for multiple certificate types.
- Core Banking IntegrationAuto-fetches customer information for accurate certificate generation.
- Dual Control EditingAny manual edits require branch manager approval before issuance.
- Unique Reference & BarcodeEach certificate is system-generated and verifiable.
- Watermark & Image InsertionAdds authenticity and prevents forgery.
- Audit TrailsTracks certificate history, including issuer, approver, and editor.
Benefits
Operational Efficiency
educes manual effort, delays, and dependency on higher-level approvals.
Accuracy & Integrity
Certificates are auto-generated from CBS, minimizing errors.
Fraud Prevention
Barcodes and system references ensure authenticity.
Customer Satisfaction
Faster, secure, and reliable issuance of critical certificates.
Compliance Ready
Meets bank security and reporting requirements.
Highlights
- Automated generation of balance, mortgage, loan, solvency, and bond certificates.
- Secure approval process with dual control.
- Digital watermarking and barcode authentication.
- Centralized audit logs for traceability.
- Outward Clearing
- Inward Clearing
- Positive Pay Automation
- OCR and Dynamic Report Engine
- House Transfer Cheque Processing
Technology Stack
Client Success Story
Standard Chartered Bank
“Standard Chartered Bank has implemented ASD’s Certificate Automation System to digitize and secure certificate issuance processes. The solution enabled automated generation of balance, solvency, and mortgage certificates with built-in verification features, reducing manual dependency and improving turnaround times. We are highly satisfied with the system’s efficiency, security, and ASD’s dedicated support.”
Frequently asked Questions
Q1: What types of certificates can the system generate?
Balance, mortgage, loan, solvency, bond, and other configurable certificate types.
Q2: How does the system ensure authenticity?
Each certificate is generated with a unique reference number and barcode for verification.
Q3: Can certificates be edited manually?
Yes, but edits require branch manager approval under a dual-control process.
Q4: Is the system integrated with Core Banking?
Yes, customer data is fetched automatically from CBS in real time.
Q5: Does it support fraud prevention?
Yes, with barcodes, watermarks, approval control, and complete audit trails.
