Debit Card & Credit Card Automation System
A Complete Platform for End-to-End Card Lifecycle Automation
Overview
01
- The Debit & Credit Card Automation System by Advanced Software Development (ASD) is designed to streamline and automate the full card lifecycle, including issuance, activation, transaction monitoring, renewal, and replacement.
02
- The system integrates with card processors, core banking, VISA, Mastercard, and local switching networks, ensuring secure, compliant, and efficient card services.
03
- With real-time fraud detection, automated workflows, and multi-channel integration, the platform reduces manual intervention, accelerates turnaround time, and enhances customer satisfaction.
Key Features
- Card Issuance & ActivationAutomated workflows for new card onboarding.
- Limit Configuration & ManagementFlexible and dynamic credit/debit limits.
- Card Transaction MonitoringReal-time tracking of all transactions.
- Lost/Stolen Card BlockingInstant blocking and fraud prevention.
- Fraud Detection EnginePattern-based and rules-driven detection.
- Chargeback & Dispute HandlingStreamlined dispute resolution.
- Card Renewal & ReplacementAutomated lifecycle management.
Benefits
Operational Efficiency
Reduced manual processes and faster service delivery.
Fraud Prevention
Real-time monitoring and blocking of suspicious activity.
Customer Satisfaction
Instant alerts, faster card services, and self-service options.
Compliance
Audit trails, encrypted communications, and central bank alignment.
Revenue Tracking
Dynamic fee setup and transaction-based reporting.
Highlights
- Integration with VISA, Mastercard, and local switch.
- Multi-tier approval system for secure operations.
- Card-to-account and card-to-card transaction auditing.
- EMV and contactless card support.
- Instant SMS/Email alerts for all card activities.
- Integration with VISA, Mastercard, and local switch.
- Multi-tier approval system for secure operations.
- Card-to-account and card-to-card transaction auditing.
- EMV and contactless card support.
- Instant SMS/Email alerts for all card activities.
Technology Stack
Client Success Story
National Bank Limited
“National Bank Limited implemented ASD’s Debit & Credit Card Automation System to digitize and secure our card services. The solution streamlined card issuance, renewal, and transaction monitoring, significantly reducing manual errors and turnaround time. With integrated fraud detection and real-time alerts, the system has enhanced customer trust and operational efficiency. We appreciate ASD’s expertise, reliable delivery, and ongoing support.”
Frequently asked Questions
Q1: Does the system support both debit and credit cards?
Yes, it automates the entire lifecycle of both debit and credit cards.
Q2: Can it integrate with VISA and Mastercard?
Yes, it integrates seamlessly with VISA, Mastercard, and local switch providers.
Q3: How does it manage fraud detection?
It uses a configurable fraud detection engine with real-time alerts and blocking.
Q4: Can customers self-service their cards?
Yes, cardholders can reset PINs, activate cards, and receive notifications via web/mobile.
Q5: Is the platform compliant with EMV and regulatory standards?
Yes, it supports EMV, contactless cards, and complies with central bank and scheme guidelines.
