Loan Management System (LMS)
A Complete Workflow-Based Loan Origination, Processing & Recovery Management Platform
Overview
01
- The Loan Management System (LMS) by Advanced Software Development (ASD) is a comprehensive, workflow-based platform for loan origination, approval, disbursement, recovery, and accounting.
02
- LMS enables financial institutions to minimize delinquencies, automate receivables management, and strengthen compliance with central bank requirements.
03
- With configurable workflows, automation, and real-time reporting, LMS reduces operational risks, accelerates loan processing, and improves customer satisfaction.
Key Features
- Loan Origination & Approval– Automates proposal, vetting, sanction, and approval workflows.
- Document Tracking– Tracks collection, review, approval, and archival of soft copies.
- Disbursement & Recovery– Automates repayment schedules, installments, overdue handling, and penal interest.
- Accounting Integration– Exports data seamlessly to Tally or other accounting systems.
- Central Bank Compliance– Generates regulatory reports for submission.
- Security & Administration– Role-based access, audit trails, and configurable user management.
Benefits
Automation of Loan Processes
Eliminates manual bottlenecks in origination, disbursement, and recovery.
Improved Risk Management
Reduces delinquency through proactive monitoring and alerts.
Regulatory Alignment
Provides accurate reports for central bank compliance.
Operational Efficiency
Reduces workload with dynamic workflows and auto-generated schedules.
Transparency & Accountability
Complete audit trails and role-based activity tracking.
Highlights
- Credit Committee & Board Approval Processing.
- Dynamic Rating Module (CRGS, ERG, CIB, KYC).
- Automated Disbursement & Repayment Schedules.
- Recovery & Overdue Management.
- Central Bank Regulatory Reporting.
- Outward Clearing
- Inward Clearing
- Positive Pay Automation
- OCR and Dynamic Report Engine
- House Transfer Cheque Processing
Technology Stack
Client Success Story
Standard Chartered Bank
“ASD’s Loan Management System has streamlined our loan origination and recovery processes with automation and compliance. The platform ensures efficiency and timely reporting, backed by ASD’s excellent support.”
Premier Bank Limited
“The LMS solution by ASD has simplified our loan approval workflows and improved reporting accuracy. It is a reliable and compliant platform that truly meets our operational needs.”
SABINCO (Saudi-Bangladesh Industrial & Agricultural Investment Co. Ltd.)
“ASD’s LMS has enabled SABINCO to manage disbursements, recoveries, and compliance more effectively. The solution provides real-time insights and dependable support.”
Frequently asked Questions
Q1: Can LMS handle multi-branch operations?
Yes, it supports unlimited concurrent users across branches via browser login.
Q2: Does it integrate with accounting systems?
Yes, transaction data can be exported to Tally or other accounting software.
Q3: How secure is the system?
It uses role-based access, SSL/HTTPS protocols, and audit trails for full security.
Q4: Can workflows be customized?
Yes, FI Admins can configure workflows or use default processes.
Q5: Does it generate regulatory reports?
Yes, LMS produces all necessary reports for central bank compliance.
