Loan Management System (LMS)
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PRODUCT OVERVIEW
Loan Management System (LMS)
The Loan Management System (LMS) is a comprehensive solution designed to automate and manage the entire lifecycle of loans — from origination to disbursement, repayment tracking, and final settlement. It supports multiple loan types (personal, SME, home, and corporate loans) and enhances decision-making with integrated credit scoring tools. The system streamlines loan processing and ensures compliance while improving the customer experience.
Client:
City Bank
Year:
2020
Category:
Banking Applications, Web
Location:
Dhaka
Product Information
Feature of the Product
- Supports Multiple Loan Types – Includes personal, SME, home, and corporate loans with varied interest structures.
- Rule-Based Approval Workflow – Configurable approval processes with audit trails for transparency.
- Dynamic Loan Calculator & Amortization Engine – Easy-to-use tool for calculating loan repayment schedules.
- SMS & Email Notifications – Automated alerts for payment reminders and overdue notifications.
Modules of the Product
- Customer Onboarding & Loan Origination
- Credit Risk & Scoring Engine
- Loan Approval Workflow
- Disbursement Management
Customer Experience & Compliance
- Overdue Handling & Penalty Calculation – Automatically calculates penalties for overdue loans.
- Built-In Credit Scoring Integration – Ensures informed decision-making with embedded scoring tools.
- Highly Configurable Product Setup – Tailor loan tenure, rates, and repayment modes based on business needs.
- Role-Based Access – Secure user access with dashboards and analytics for different roles.
System Integration & Platform
- Real-Time Updates – Seamlessly integrates with core banking and external systems for real-time data synchronization.
- Platform – Built on ASP.NET Core, Angular, and Microsoft SQL Server 2019 for secure, high-performance operations.
- Redis Cache Integration – Ensures fast data retrieval and smooth user experience.
- Web API Integration – Supports seamless third-party integrations with other financial systems.
Our Client Testimonials
It is a great privilege to inform you that we are using the Certificate Automation System (CAS) developed by Advanced Software Development (ASD). With the help of ASD, we received a complete end-to-end solution that enables us to automate certificate generation, verification, and management processes efficiently. This system has streamlined our operations, reduced manual errors, and ensured the authenticity and security of all issued certificates.
We are very satisfied with the services provided by the ASD support team, who have assisted us promptly whenever required, and we congratulate ASD for delivering such a reliable and high-performing solution.
We wish ASD continued success and look forward to their future innovations.
Manager Applications Support
Country Technology
Our Other Products
Optimize Your Loan Management Process
From origination to settlement, our LMS solution helps you manage the entire loan lifecycle efficiently, securely, and in compliance with regulations.
