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Real-time Gross Settlement (RTGS)

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Real-time Gross Settlement

PRODUCT OVERVIEW

Real-time Gross Settlement (RTGS)

Client: Standard Charted Bank

RTGS is a specialized system designed to enable real-time settlement of high-value interbank transfers. Unlike batch-based systems, RTGS processes each transaction individually and instantly, ensuring immediate clearing and finality. This platform is ideal for time-critical financial operations like treasury payments, securities settlement, and large corporate transfers. RTGS enhances liquidity management and significantly reduces systemic risk across the banking sector.

Client:

Standard Chartered Bank

Year:

2020

Category:

Banking Applications, Web

Location:

Dhaka

ROI:

55%

Product Information

Modules:

  • High-Value Fund Transfer Module

  • Real-Time Settlement Engine

  • Liquidity Management Module

  • Participant Interface Module

  • Transaction Queue Manager

  • Notification & Acknowledgment System

Features:

  • Instantaneous settlement of high-value payments

  • ISO 20022 messaging standard support

  • Advanced queue management and prioritization

  • Liquidity reserve and intraday credit tracking

  • Secured SWIFT-like message authentication

  • Supports multi-currency and cross-border extension

  • Real-time transaction confirmation and alerting

  • Integration-ready with Core Banking Systems

  • Resilient architecture for zero downtime

Platform:
Microsoft .Net Core 3.1, Angular 10+, SQL Server 2019, RabbitMQ for queue processing